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Invest in the Future of Finance
Join Ratio Finance in its mission to De-risk DeFi by participating in its token offering on Republic
Superior risk analytics provide mutual confidence in your investments. We require no stability fees, no deposit fees, and zero interest rates. We take only a 0.5% loan origination fee and a small percentage of the acquired yield on deposited assets.
The initial iteration of the Ratio Finance protocol was deployed on test-net, allowing user feedback and internal testing to be conducted. New partners such as Republic Capital, Circle Ventures, and TPS Capital joined the Ratio family.
Having successfully completed extensive audits, Ratio Finance met with tremendous expansion upon launch. The Ratio Risk Rating system imbues risk-adjusted liquidity with the central mission of De-risking DeFi.
Ratio Finance is De-Risking DeFi by performing cutting-edge risk assessment on collateral being used in its lending system
Use your LP as collateral to mint USDr by depositing into a Ratio Vault.
We redeploy your LP into yield farms so you don't miss out on yield farming gains while your LP is locked. Ratio uses advanced financial principles of modern portfolio theory in order to vet which LPs are safest to use as collateral.
Automagical debt repayment for collateralized debt positions.
USDr is a soft-pegged USD stable coin that represents a collateralized debt position (CDP). USDr is a highly liquid form of leverage that can be used to pay off loans, make investments, or to pay off debt for a Ratio Vault. You can use your earnings from yield farming in order to pay back your USDr debt.
Multiple yield-streams will be made available through USDr.
Collect the yield from your redeployed LP, earn RATIO governance coins through supplying USDr-USDC LP, and easily deposit USDr into stable-swaps/vaults/funds. Ratio Finance makes it easy to maximize your yield while protecting yourself from downside risk.
Easily visualize your risk and rewards.
Visualize your earnings and opportunity cost within the Ratio Vault that you minted USDr from. See how close you are to liquidation, pay off your USDr debt, or top up your balance. Ratio Finance makes it easy for anybody to get sophisticated insights into the health of their collateralized debt positions.
In the first iteration of Ratio Finance, liquidation will be handled automatically via the protocol. As the network becomes more decentralized through the dissemination of RATIO governance tokens, new liquidation logic and opportunities may be proposed by the RATIO community.
Three distinct advantages to traditional asset management.
Community-owned overcollateralized asset management with high yield and instant withdrawals.
The wallets of Ratio Fund creators are vetted on-chain to confirm Profit and Loss.
Borrow RatioUSD against your deposited collateral. The interest from your deposits pays off your loan.
What are Ratio Funds?
Ratio Funds (RFs) are user created Vaults that allow depositors to earn high yield on their assets. Depositors in RFs can partially determine the yield rates that they want for their funds by negotiating with RF creators. RF creators can use deposited funds any way that they like as long as they achieve the agreed upon minimum return.
The Ratio Protocol only interacts with stable coins, protecting users from volatility. All funds deposited are backed 1:1 by RF creators and the Ratio Protocol itself. Decentralized insurance protects users' funds in the case of a breach. Withdraw at any time and enjoy your unprecedented returns.